Travel Insurance

Why do I Need Travel Insurance?

Traveling to a foreign country can be a bit daunting, but with the right insurance policy in place, you can rest easy knowing that you’re covered in case of any unexpected emergencies.

Our policy offers comprehensive coverage, including emergency medical expenses and cancellation policies. So, if something goes wrong while you’re on vacation, you won’t have to worry about the financial implications.

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Cheap Travel Insurance

If you're looking for cheap holiday insurance for visiting anywhere in Europe or the World, then look no further than our travel insurance policies. We understand that holidays can be expensive enough without having to worry about the cost of travel insurance, so we've designed our policies to be as affordable as possible.

Our single trip travel insurance and annual travel insurance policies cover a wide range of activities, so whether you're planning on spending your holiday relaxing on the beach, or exploring the mountains, we've got you covered. We also cover a wide range of medical conditions, so you can travel with peace of mind knowing that you're covered should anything happen.

Why Do I Need Travel Insurance?

Going on holiday or travelling for other reasons can be exciting and enjoyable but it's important to be aware of the risks involved and plan accordingly. This is where travel insurance comes in.

There are a few reasons why having insurance is particularly important when travelling. Firstly, many countries are home to several prestigious tourist sites which are unfortunately popular with pickpockets and other opportunistic criminals so there are travel risks.

If you're planning on visiting any of these places, it's important to take extra care of your belongings and have travel insurance in case anything does get stolen. Secondly, Some destinations are located in a high-risk areas for natural disasters such as wildfires and earthquakes.

While the chances of something happening are relatively low, it's still important to be prepared and have travel insurance in case you need to make an emergency evacuation.

What Should A Travel Insurance Policy Cover?

Cancelled Flights and Ferries

If you are delayed on an airplane, you have the right to compensation. During long delays of at most 12 hours the customer can claim for reimbursement of travel expenses, including the cost of return travel, and reasonable accommodation and subsistence expenses incurred because of the cancellation. For delays on boats, you can claim for lost time, travel expenses and reasonable subsistence expenses.

Lost or Stolen Baggage

If your baggage is lost, damaged, or delayed you can claim for the cost of replacement items, the cost of repairing damage and the value of any items that cannot be replaced. For delays, you can also claim for any necessary travel and subsistence expenses incurred because of the delay.

Missed Connections

If you miss a connecting flight, you may be entitled to travel on the next available flight or to alternative transportation. You can also claim for any reasonable travel and subsistence expenses incurred because of the delay.

Accidents and Injuries

If you are injured while travelling, you may be able to claim damages from the company responsible. If you are injured because of a crime, you can claim from your travel insurance policy.

Travel insurance can cover you if you fall ill, medical expenses, repatriation costs and other emergency assistance. It is important to check the level of cover provided by your travel insurance before you travel. Additional, if you have a current European Health Insurance Card or EHIC this will cover you, but these will be running out due to Brexit regulations. When holidaying in your own country of residence emergency medical cover is not provided, this is due to the fact you are resident and would have either state medical care or as a means of being private medical care.

Medical Emergencies

In the event of a medical emergency, insurance can help cover the cost of treatment and evacuation. If you need to be evacuated to another country for treatment, insurance can help cover those costs.

Cancelling Your Trip

If you need to cancel your trip for any reason, a European travel insurance policy can help cover the cost of your travel and accommodation. For example, if you need to cancel your trip due to a medical emergency, travel insurance can help with the costs involved.

What your Essential Travel Insurance provides within EU Countries?

• Comprehensive travel insurance cover
• Personal liability
• Pre-existing medical conditions
• Cancelling your trip
• Medical emergencies
• Medical care
• Medical Repatriation
• Missed departures
• Policy documents
• Accidents and injuries
• Lost or stolen personal possessions

The above is just a summary of some of the key points when booking holiday travel insurance.

If your travel is delayed due to bad weather or other natural disasters, you should be covered by your travel insurance. Some policies also cover you if your travel provider goes out of business. Check the terms and conditions of your policy to see what is included.

And finally, don't forget to check the excess on your policy - this is the amount you'll have to pay if you need to make a claim.