Abbeygate Emergency Breakdown and Legal Cover

24 hours Emergency assistance line 0034 902 885 977 or call 0034 917 885 948


DESCRIPTION OF THE SERVICES

1. Vehicle Guarantees

The services established in this contract will apply in Spain, the European Union (excluding UK) and Mediterranean countries. Cover outside of the country stated on your policy is NOT COVERED for the first thirty days of your policy

For purposes of the present contract the following definitions apply:

  1. Insured vehicles: four-wheel vehicles (with a tonnage when loaded below 3.5 tonnes), excluding those used, even if on an occasional basis, for passenger transport or goods transport.
  2. Beneficiaries of the services: the insured vehicle.

1.1 Towing and/or emergency repair on road in case of break-down or accident

In cases where it is possible to repair the break-down that has prevented the insured vehicle from continuing its journey by its own means on the road, CORIS will bear all the call-out and labour expenses required to perform the emergency repair, provided that the repair can be carried out in 30 minutes or less. Any parts that may need replacement are expressly excluded from this service. In the event that the vehicle can not be repaired on site, CORIS will cover all expenses associated with transporting or towing the vehicle to the nearest garage or to any other safe destination of the insured's choosing, up to a maximum limit of Euro 300.00 or 150 km. CORIS will only move the vehicle once following a single incident.

1.2. Rescue

In cases where a vehicle has to be rescued after overturning or falling, provided that the vehicle has been circulating on ordinary public roads, We will bear the rescue costs of the vehicle, up to a maximum limit of 300.00 Euros.

Exclusions with regards to the vehicle:

  1. Vehicles used, even if on an occasional basis, for the transportation of commercial goods.
  2. Restaurant, petrol or gasoline expenses, costs related to vehicle repair or theft of baggage, material, personal belongings or accessories incorporated in the vehicle.
  3. Accidents or breakdowns, covered by the present contract, that occur while circulating outside ordinary roads.
  4. Claims incidents resulting from wilful fraud of the Insured.
  5. Transported commercial goods.
  6. Caravans or trailers adapted for the transportation of boats or animals.
  7. In case of car theft, no assistance will be provided if it is not reported to the police.
  8. Vehicles that have been transformed or modified and that do not comply with the legal regulations established by the Ministry of Industry.

Risks and damages caused as a consequence of:

  1. When the damages covered by the Insurance have occurred as a consequence of drunk driving, or driving after having consumed more alcohol than the levels allowed by the country where the incident takes place, or under the influence of drugs or mood-altering substances.
  2. Driving without a permit or licence, or without authorisation from the owner of the vehicle.
  3. Participation in races and competitions, and training sessions for these.

2. Legal Assistance

CORIS will contact the opposing party's insurance company to claim payment.

Should the opposing party's insurance company accept the claim incident and the amount to be paid, CORIS will receive the amount paid in compensation and will, in turn, pay it to ABBEYGATE.

Should the opposing party's insurance company not accept the claim incident and the amount to be paid, CORIS will pass the case onto their lawyers, who will issue a preliminary report advising on the procedure to follow (advisability or not to initiate legal proceedings).

If ABBEYGATE or the insured decide to initiate legal actions, and choose to be represented by the CORIS lawyers, the pertinent actions will be taken, provided that the estimated costs do not exceed the amount of 1,000.00 Euros.

If the cost estimates for the legal proceedings exceed this sum, CORIS will request authorisation from the INSURED for any additional costs.

Service Provided by and Underwritten by Mondial Assistance, Coris Assistancia, Fiat C and AIDE

Contact us for more information